Speaking from experience, this is true. You should be comfortable with going without insurance for a while if you're going to go out on your own. Or consider al

Speaking from experience, this is true. You should be comfortable with going without insurance for a while if you're going to go out on your own. Or consider alternate programs (health ministry, direct primary care subscription, or use 2020's new ICHRA options to route employer pre-tax expense to employee premiums). Lack of health insurance is a large barrier to starting your own business.