Banks, especially big ones, are a special breed. I've recently had the misfortune of working with people who work for a large US bank ... boy was it eye-opening

Banks, especially big ones, are a special breed. I've recently had the misfortune of working with people who work for a large US bank ... boy was it eye-opening! I've worked in fintech for nearly a decade, most of our clients are in the EMEA region. And while banks generally don't seem to attract the biggest talent, and usually don't seem to be organized in a way that makes any sense to an outsider, at least they're somewhat functional. The US bank, on the other hand, is the single most dysfunctional organization I've ever dealt with. Every single person I've worked with borders on incompetent. There are so many useless layers of organizational abstraction that everyone is always on the phone trying to make sense of their own organization. And when things go wrong, Someone Has To Hang™, so when they're not trying to figure out whose job something is, they're trying to cover their own asses. Doesn't leave much time to get actual work done. As near as I can tell, the only reason many of these big old banks are still around, is because reality hasn't caught up with them yet. And, of course, because they're sitting on a pile of money.