The point is not, I think, that Plaid is sketchy but that the banking infrastructure is so poor that you can build a billion dollar business based on screen scr

The point is not, I think, that Plaid is sketchy but that the banking infrastructure is so poor that you can build a billion dollar business based on screen scraping. There is a clear and obvious need for better API integration to banks but the banks themselves have been incredibly slow to provide this.