I've never used plaid, but in Germany there's a (I guess) similar service, Sofortüberweisung. My problem with these services is not that I don't trust them - I

I've never used plaid, but in Germany there's a (I guess) similar service, Sofortüberweisung. My problem with these services is not that I don't trust them - I know how bad banking IT is, they can't be much worse. What bothers me, is that they teach users that it's okay to enter your credentials into third party sites, a recipe for disaster.