Banking regulators should mandate open banking APIs and default-private, non-sellable transaction data. The fact that they don't means that they don't work for

Banking regulators should mandate open banking APIs and default-private, non-sellable transaction data. The fact that they don't means that they don't work for us, government has been turned into a tool to enable and encourage rent-seeking. The "deregulation" obsession in this country is turning us all into modern feudal serfs, we have no option but to toil in our Lords' properties without recourse.