This advice sounds overfitted to the current economic environment which is founded on fiat and is therefore highly artificial and not based on real value that p

This advice sounds overfitted to the current economic environment which is founded on fiat and is therefore highly artificial and not based on real value that people earned doing useful things. Once the fundamentals of finance change, this advice will be no longer valid. The tech economy is based entirely on monopolizing user attention, this is not a natural state of things. The current winner-takes-it-all tech economy has created a much bigger and growing army of highly skilled losers, there are enough of them that they can distort society and governments. I think Bitcoin, Brexit and Trump are the product of a growing class of people who are just beginning to exercise their collective power. I'm optimistic about cryptocurrency because I believe that every generation will invent a new way to legally take or inflate away the wealth of the previous generation. If an earlier generation was able to manipulate governments to the point that they abandoned the gold standard for fiat, then the new generation can easily manipulate governments to abandon fiat for cryptocurrency. There is nothing the elites can do about it, there are too few of them. Centralizing economic forces are making them richer but also shrinking their numbers.