In the USA, you can use your own router and your own modem, if you are aware enough to do so. Most common people just use whatever the ISP hands them, and pay $

In the USA, you can use your own router and your own modem, if you are aware enough to do so. Most common people just use whatever the ISP hands them, and pay $5 per month or more for years on end for the privilege of using boxes that never get updated.