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Before you go abroad you could notify your bank. Then in period you declared you are abroad they should lower expectation from "in person and ID" to phone call
by ozim 7y ago
Before you go abroad you could notify your bank. Then in period you declared you are abroad they should lower expectation from "in person and ID" to phone call and other means of verification. After that period you are automatically back to normal security.
That is for example how my debit card works. If I want to use it abroad I have to turn that feature on for whatever time I am abroad.
- egwor 7y agoIn Europe you have a telephone PIN codes, you have number generators on the app. There are lots of ways to authenticate yourself. IN Europe you no longer need to tell them whether you're abroad or not; I guess the ML algo's that monitor for fraud are so much better than before that this isn't needed.
- frutiger 7y ago> IN Europe you no longer need to tell them whether you're abroad or not The same is true with my major US bank (and probably other banks too).
- alamortsubite 7y agoYMMV. An ING ATM in Romania swallowed my gf's U.S. Santander card a couple months ago. We were told it was because she hadn't set a travel notice.
- ahaseeb 7y agoLosing a bank card isn't as critical as losing a phone # so companies have to act quickly. Think about it - Can you live without your bank card for few days vs living without your #
- Lucadg 7y agoI'm going abroad all the time and I'm sure this wouldn't work anyway. Last time I was in their office I realized how backwards they are.
- cortesoft 7y agoSo the bad guy can just notify the bank that you are traveling abroad, and then use the easier method to gain access.