> the premium stops going into the pockets of insurance middlemen. This just replaces one middleman (insurance co) for another (government). I can tell by the

> the premium stops going into the pockets of insurance middlemen. This just replaces one middleman (insurance co) for another (government). I can tell by the downvotes that my point whooshed over everyone's head -- my point was essentially yours. Changing who pays isn't going to change anything. We have to change what gets charged.