I'm an Australian, so my goals are slightly different. * I get 9% into my Superannuation account from every employer, period. I add to this an amount to make

I'm an Australian, so my goals are slightly different. * I get 9% into my Superannuation account from every employer, period. I add to this an amount to make the government co-contribute (Up to $1500), but I'm no longer doing this as my income is now over the threshold where they will co-contribute. Although in some ways this is "Money in the bank", I'm not doing it ATM as I want to: * Pay off my debt. I have a credit card and a car loan that I want to nuke. Once they're gone, I'll invest the money I'm using to pay them down. * Then I'll save up 6 months worth of expenses, and keep that around. * Then my plan is to invest Warren Buffet style: Pick an industry, learn voraciously, and invest in stocks for their dividend return.