> even these numbers do not guarantee anything at this point a reasonable response is "there are no guarantees". If the 4% rule was back-tested through the gr

> even these numbers do not guarantee anything at this point a reasonable response is "there are no guarantees". If the 4% rule was back-tested through the great depression and generally came out fine, it's probably in the right ballpark. As another FIRE blogger puts it, "3% or less is a near sure bet as anything in this life can be" https://jlcollinsnh.com/2012/12/07/stocks-part-xiii-withdrawal-rates-how-much-can-i-spend-anyway/ https://jlcollinsnh.com/2012/12/07/stocks-part-xiii-withdraw...