I prefer to invest in individual stocks and not a fund. Funds do give you some protection, but they will also limit your upside. I prefer the risk/reward trade-

I prefer to invest in individual stocks and not a fund. Funds do give you some protection, but they will also limit your upside. I prefer the risk/reward trade-off of investing in individual stocks and options. I am still relatively young so my risk profile is more on the risk seeking side right now. I'll seek out more of the funds when I'm 35+, married with children, and have more to lose.