CDARS is a simplified way to do that with CDs, essentially distributing amounts past the FDIC limits into different banks behind the scenes, so that you only ha

CDARS is a simplified way to do that with CDs, essentially distributing amounts past the FDIC limits into different banks behind the scenes, so that you only have to deal with one account, but get insurance on the entire amount. http://www.cdars.com/ http://www.cdars.com/