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You can pull money out of a Roth investment (IRA or 401(k)) at any time without penalty because the tax is not deferred. You pay normal income tax on all the co
by ldayley 16y ago
You can pull money out of a Roth investment (IRA or 401(k)) at any time without penalty because the tax is not deferred. You pay normal income tax on all the contributions you make in the year you earn the money.
- sachinag 16y agoOnly up to contributions, not gains. But for most young people, you're right: contributions > accumulated gains.