I think you commentary does apply indeed to Southern Africa. Steps after poverty: 1. Buy a GTI 2. Pay the installment at the end of the month 3. Have no mon

I think you commentary does apply indeed to Southern Africa. Steps after poverty: 1. Buy a GTI 2. Pay the installment at the end of the month 3. Have no money until next pay day There are even memes about it: salary R 18 000, debit order SMS R 17 990, remaining balance R 10.