max out Roth IRA every year. max out 401k every year. I have a savings account from ING with an emergency fund that should last us about 4-5 months if we both l

max out Roth IRA every year. max out 401k every year. I have a savings account from ING with an emergency fund that should last us about 4-5 months if we both lost our jobs. I also have an individual stock account. I mostly invest in the s&p500 ETF (IVV) and high dividend yielding stocks. I also have AAPL and GOOG from long ago that I'm still invested in. Unfortunately I didn't buy very many shares of those. I have other individual stocks. I'm not a trader, I hold onto those stocks for a while. I have a 30year mortgage for my house. I'm not in a big hurry to pay it off, even though we pre-pay a little. I rather use the money to put it into my savings or investment accounts.