I can personally attest to this. My company has three choices for health insurance. All are HDHP. The hospital bill for the unplanned c-section was $30k befo

I can personally attest to this. My company has three choices for health insurance. All are HDHP. The hospital bill for the unplanned c-section was $30k before discounts and coverage, not including the doctors. I went straight to the out-of-pocket maximum for the year. I suppose I should consider myself lucky that I even had an out-of-pocket maximum. The out-of-pocket cost for the birth was about $7600, not including the monthly paycheck deduction for the coverage. How many people can pay a bill like that? I work with a lot of conservatives who insist that the treatment in Canada is a lot worse (I'm in USA) however according to unverified numbers I found on the Internet, Canada's infant mortality rate is quite a bit lower. We shared the maternity ward with lots of people (medium sized city hospital) and I'm sure lots of them were Medicare. As far as I could tell they got the exact same treatment we did. What the hell are we doing?