1.2M house? Assuming you want what's going to be pretty typical in the midwest, that's not at all realistic. https://www.redfin.com/city/17151/CA/San-Francisco

1.2M house? Assuming you want what's going to be pretty typical in the midwest, that's not at all realistic. https://www.redfin.com/city/17151/CA/San-Francisco/filter/min-beds=3 https://www.redfin.com/city/17151/CA/San-Francisco/filter/mi... If you really want a house comparable to what's affordable on 130k out there, you're talking at least double that.