Really nice and thanks for the info. GJ on getting to a ridiculously low COL. My costs are on the ballpark of $1000 per month excluding housing costs, but housi

Really nice and thanks for the info. GJ on getting to a ridiculously low COL. My costs are on the ballpark of $1000 per month excluding housing costs, but housing costs easily approach that number as well. Which obviously reduces the potential savings rate dramatically.