Not interested in discussing consumer debt. Poster made it clear he was talking about learning how the business world works. No leveraging with debt is not rar

Not interested in discussing consumer debt. Poster made it clear he was talking about learning how the business world works. No leveraging with debt is not rare. Every small business owner I know uses debt. Some quick googling tells me the average for small businesses is $200k in the US. You don't need remarkable discipline to manage it. It's pretty simple math. Fear doesn't need to come in to it. I'm not recommending everyone go out and redline their company with a ridiculous gearing ratio.