22 ms·
I haven't done the actuarial math but that doesn't seem nearly high enough to compensate for the risks of smoking.
by SauciestGNU 7y ago
I haven't done the actuarial math but that doesn't seem nearly high enough to compensate for the risks of smoking.
- ggreer 7y agoI'm not sure what to tell you. The insurance companies have done the math. IIRC, they're allowed to charge up to 50% more than non-smokers.
- mthoms 7y agoSome studies have shown that lifetime healthcare costs are actually lower for smokers (due to shortened lifespan). A link to the study can be found in this article summarizing it: https://www.forbes.com/sites/timworstall/2012/03/22/alcohol-obesity-and-smoking-do-not-cost-health-care-systems-money/ https://www.forbes.com/sites/timworstall/2012/03/22/alcohol-...