The Swiss system is reasonable because there are government set limits on deductibles and co-pay. Insurance providers are also prohibited from discriminating ba

The Swiss system is reasonable because there are government set limits on deductibles and co-pay. Insurance providers are also prohibited from discriminating based on previously existing conditions. The services are also much cheaper than the US in general, even though Switzerland has some of the highest costs of living in the world. A routine visit at your doctor will cost at most a couple hundred dollars. Your deductible may be ~1000-2000 dollars and co-pay 10% up to ~7000 dollars after which your insurance must cover everything. Swiss insurance will only cover you outside of your home canton up to twice the cost of having the procedure done in that canton, and only in emergencies. For that reason Swiss people are warned about needing emergency procedures in the US and Japan because it can bankrupt them.