4 ms·
So, OT, but I wonder if this explains my recent atm withdrawal error on the part of wells fargo? A $300 atm, card-present withdrawal several hundred miles away
by creeble 7y ago
So, OT, but I wonder if this explains my recent atm withdrawal error on the part of wells fargo?
A $300 atm, card-present withdrawal several hundred miles away (at a golf course country club) from where I had used the card less than an hour before.
Skimmer + camera for pin is sort of the only other explanation, and I'm fairly paranoid about checking for skimmers.
- ceejayoz 7y agoI've seen photos of some very convincing skimmers that I'd have no hope of detecting despite being pretty paranoid about them myself. Rooted point-of-sale devices are also a possibility - that's what led to the big Target hack.
- zeta0134 7y agoI finally saw a gas station with a chip and pin reader at the Bucees in South Texas, and my spirits were uplifted considerably. Gas stations seem to be both the ideal place to install a skimmer and the companies most dragging their feet upgrading to the tech that will eventually make card skimmers obsolete. It's frustrating how behind we are on this.
- ceejayoz 7y agoI pick gas stations based on whether they support contactless payments.
- creeble 7y agoGoing far afield now, but a skimmer isn't going to get my pin, right? This was a card-present, atm cash withdrawal that happened. So POS systems store pins? I can't imagine them being certified if they do, or for what reason they might. AFAIK, the POS hacks all ended up with cc numbers, no pins.
- ceejayoz 7y agoThere are skimmers that fit over the PIN pad, or that have cameras pointed at it. POS systems aren't supposed to store PINs, but a compromised one certainly could.