So it's basically like seatbelt use. There are certain types of crashes where a seatbelt could cause more harm than good (such as crashing into a lake, the sea

So it's basically like seatbelt use. There are certain types of crashes where a seatbelt could cause more harm than good (such as crashing into a lake, the seatbelt gets stuck, and the victim can't get out). However these are rare enough, that the benefits of seatbelts far outweigh the risk, that most people decide to wear them (including the benefit of not getting a seatbelt violation ticket).