I'd love to know exactly how you figure it's more efficient. Sure, it's more efficient for the bureaucrats, but for the market as a whole? If you give me $1,000

I'd love to know exactly how you figure it's more efficient. Sure, it's more efficient for the bureaucrats, but for the market as a whole? If you give me $1,000 a month, I can promise you I won't just be spending it on my needs every month. Even people in massive debt don't always spend towards their needs effectively.