I forgot to file one of several 1099 forms one year. I got a friendly call from an auditor. He explained what the discrepancy was, how I could appeal if I wante

I forgot to file one of several 1099 forms one year. I got a friendly call from an auditor. He explained what the discrepancy was, how I could appeal if I wanted, and what the payment options were. When I told him I'd take an IRS loan (i.e. a payment plan with interest), he advised me it would be cheaper for me to get a loan from family, friends or the bank. This was about as far from being threatened with prison I've ever been... And believe me I've come pretty close to being arrested (during exercise of my 1st & 4th amendment rights on multiple occasions).