There's actually some wisdom in that sentiment I imagine since many personal finance sources suggest putting everything on autopay be it savings, utility bills,

There's actually some wisdom in that sentiment I imagine since many personal finance sources suggest putting everything on autopay be it savings, utility bills, etc because you're less likely to screw things up or deviate from the course. It's human nature to let inertia set in and have one less thing to think about. In fact there's an age old saying to this phenomena: _out of sight out of mind_.