Thank you, I never made that connection! (not being sarcastic) So the government allowing usurious interest rates is a ploy to incentivize working for employer

Thank you, I never made that connection! (not being sarcastic) So the government allowing usurious interest rates is a ploy to incentivize working for employers, similarly to how employer-provided insurance works. So one of the steps to liberate us from corporate work is to limit interest rates along with offering public healthcare. Not saying this is good or bad, just something to keep in mind while viewing the issues from alternate perspectives.