Only a minority of people get murdered too. Most people walk around alive and happy. In Australia, the number one reason for personal bankruptcy prior to the H

Only a minority of people get murdered too. Most people walk around alive and happy. In Australia, the number one reason for personal bankruptcy prior to the Hawke Labor government introducing Medicare in the 1980s was unexpected medical expenses [1]. insurance is the USA is largely tied to having a job. You can buy your own insurance but it's terrible in comparison to better employment-based health insurance and the reason for that is exactly why we need a public safety net. Company insurance plans a) form a group and b) have negotiating power with insurance companies. The first part is really important. Being diagnosed with diabetes and then having diabetes-related medical expenses be excluded from personal insurance as a pre-existing condition is Bad. Really Bad. The only way insurance works is if you consider the total expenses of a sufficiently large group of people. Companies, unions and government organizations are the only way to get this in the US. [1] https://www.abc.net.au/news/2019-05-18/bob-hawke-what-did-australia-have-before-medicare/11124180 https://www.abc.net.au/news/2019-05-18/bob-hawke-what-did-au...