Interesting... that led me to this article: https://www.savingforcollege.com/article/history-of-student-loans-bankruptcy-discharge https://www.savingforcollege

Interesting... that led me to this article: https://www.savingforcollege.com/article/history-of-student-loans-bankruptcy-discharge https://www.savingforcollege.com/article/history-of-student-... It's skeptical of those claims of abuse that seemed to originate in Congress, but nonetheless discusses some of the other historical approaches to solve for that, such as requiring a 5-7 year waiting period for bankruptcy after graduation. I think rayiner added some compelling points above too, income based repayment may be a substitute here to solve for this issue while preventing abuse.