> Under Obama’s REPAYE, your loan payments are capped at 15% of your discretionary income. What happens to the many students who are paying at less than their

> Under Obama’s REPAYE, your loan payments are capped at 15% of your discretionary income. What happens to the many students who are paying at less than their interest accumulation? Does the federal government pay the difference so their loans don't at least keep growing, or does the amount they owe just keep getting bigger and bigger? And in either case, wouldn't such a capped payment scheme be advantageous primarily to the lender collecting the interest?