I don't either. Most of the life-long value I got from college was not in the concentrations I was required to choose from. The real value was in the broad expo

I don't either. Most of the life-long value I got from college was not in the concentrations I was required to choose from. The real value was in the broad exposure to many disciplines, endeavors and POVs. Especially important in that were the hundreds of talented people I got to talk with ... a valuable extracurricular available at many schools. Many people find satisfaction in work unrelated to what they thought they wanted when they were 18-20. Maybe they discovered other options they weren't aware of. Maybe their prospective specialities disappeared over time, maybe their values changed as they matured. A whole person is about more than income or ability to match some arbitrary standard. In short noone should assume they know what an 18-20 yo is going to wind up doing (even if all goes well in their life). Nor do they (let alone their unfocussed 'advisors') know what occupations will stick around. A huge investment and a 4-year degree seems unwise and un-called for at this point. Never mind what 'tradition' says. Unless you're looking to be an academic, two years at first seems more reasonable. Less debt, less pressure. Get started, go try yourself in the crucible. Five years later, that vagueness has been clarified by life experiences. At that point, the wisdom of a big investment might make more sense. 25 can be a lot more focussed than 20.