I think my comment took it as a given that if you're spending $100k you'll use every single real opportunity you can get in college and make the most out of you

I think my comment took it as a given that if you're spending $100k you'll use every single real opportunity you can get in college and make the most out of your $100k. There's plenty of people that 'made it' from a local not-so-competitive state school. America remains the land of opportunity. But, unless you go to an Ivy or your parents are rich, you shouldn't expect it to come to you. You can do things in America that you simply cannot in Europe. You mentioned a few way of doing college right in your own response. Wouldn't the correct response be to use your time in college wisely and not slack or "just make it through" but to make the most of it, rather than to skip college altogether just because it's going to be harder than having your life handed to you on a platter if you went to an Ivy? ---- 2nd point I'd make is if you're in Europe student debt doesn't matter. Tuition is almost always free/cheap, government pays for tuition and living for your time as a student, and gives very favourable terms to repay (e.g. in the UK you don't pay anything if you earn under £25k/yr, then you pay 7% of amount earned above that, debt is wiped clean after 30 yrs if any remains). It doesn't show up on your credit record or affect mortgages etc. I'd describe America more as a country that rewards the ambitious (with perhaps some drops of luck) and the rich. If you're neither then the system is made to entrap you. Europe is easily better for general life, but it isn't great for ambitious people.