Your first paragraph is absolutist, judgemental, and, frankly, very naive. Our household has very open finances. We have dinner table talks about dollar cost a

Your first paragraph is absolutist, judgemental, and, frankly, very naive. Our household has very open finances. We have dinner table talks about dollar cost averaging, compounded growth, and investing in broad mutual funds. Kids have a bank account with debit card at 14, and a personal Vanguard account at 18, as well as a Roth IRA in which we match their taxable earnings. And the kids know that making money is hard: they tutor, they create their own Kickstarter campaigns, they work as a cashier for extras. They know how to make a budget and what things cost. But no amount of your discussion or financial education is going change the mind of a very determined, strong headed youngster who “doesn’t want to live in the bubble of Silicon Valley anyway” and wants to pursue a non-technical creative course of live.