Exactly, I don’t want to delegitimize poverty, but I do want to bring up that a lot (maybe not even most, but a decent chunk) of people with money problems have

Exactly, I don’t want to delegitimize poverty, but I do want to bring up that a lot (maybe not even most, but a decent chunk) of people with money problems have spending problems rather than earning problems. I also know people with very high incomes that spend a lot, and now that you bring that up, it reminds me that the problem in aggregate definitely has to go deeper than innumeracy (though I still think this is a problem for a lot of people). The issue I see with a lot of people in particular is spending too much on cars, food, (especially eating out) and clothes. If you make $150k+ in the Bay Area, whatever. But a lot of people with lower incomes get caught up in this. Where I’m from you can live by yourself decently on just $25k-40k a year, but you don’t have a lot of room for error.