Canadian health insurance is dramatically different. My provincial health card covers pretty much everything except drugs, dental, and optometry. Many drugs are

Canadian health insurance is dramatically different. My provincial health card covers pretty much everything except drugs, dental, and optometry. Many drugs are partially covered too and have a small patient co-pay. Drugs in hospital are covered 100% as far as I know (I’ve been in the hospital a few times and have never gotten a bill for anything). The last few times I can think of paying for anything other than glasses/contacts: - $40 for a doctor visit and x-ray when I sprained my wrist and had forgotten to renew my health card. Reimbursed when I did renew. - $25 for a month supply of bupropion (Zyban) for quitting smoking - $9 for a bottle of Tylenol-3 after my knee surgery (completely covered otherwise) Things that have been covered 100%: - stitches when I got kicked in the head while tubing behind a boat - stitches when I sliced my finger open with a knife (stupid kid stuff) - appendectomy - knee surgery #1 - meniscus cartilage tear when I was a kid, didn’t start acting up until my 20s. This included an MRI, a consult with a sports medicine surgeon, and the surgery - knee surgery #2 - same knee, tore it up again 5 years later while skiing. Only cost here was optional physiotherapy afterwards, at $50/session.