I'd imagine that already being bought into a car is part of the problem. If you already own a car you have significant monetary investment that you will never

I'd imagine that already being bought into a car is part of the problem. If you already own a car you have significant monetary investment that you will never get back. Double so if you car is in well maintained order. At the very least you probably have 6 months of car insurance that you will be stuck paying. Now you are looking at minimum 6 months return on your commute before you even start saving money. Basically you are taking on a huge probably year long inconvenience for a small cost savings that won't even start showing up until the first year is over. Meanwhile you have that car is sitting around beckoning you to go back to its convenience. Perhaps if insurance companies would get on board full it could help along with some sort of broker service to help quickly offload the car would help.