You can file bankruptcy on failed loans. 2-3 years out the game and then you jump right back in Don’t act like bankruptcy is bad, it’s a valid pathway and you

You can file bankruptcy on failed loans. 2-3 years out the game and then you jump right back in Don’t act like bankruptcy is bad, it’s a valid pathway and you should by all means use it instead of sitting in a hole for 5 years or more. But learn from it, don’t be that person filing chapter 7s every 7 years