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Small quibble: if you have any future tax years that are in a lower bracket than what you're in right now, then a traditional 401k is probably better. You can a
by ThrustVectoring 7y ago
Small quibble: if you have any future tax years that are in a lower bracket than what you're in right now, then a traditional 401k is probably better. You can accelerate taxation into the current tax year via a Roth conversion, which means that if you spend a gap year without taxable income, that's a bunch of room for making a Roth conversion.