I highly recommend the book "I Will Teach You To Be Rich" by Ramit Sethi. It's an easy read and is a pretty fool-proof way to set up your finances. Any moderate

I highly recommend the book "I Will Teach You To Be Rich" by Ramit Sethi. It's an easy read and is a pretty fool-proof way to set up your finances. Any moderately successful person would probably give you the same advice, but the book lays it out in easy-to-read terms. The gist of it is to automate everything as much as you can! Auto-pay, auto-deposit, etc.