I know I'm late to the party, but I can highly recommend the Bogleheads philosophy [1] and community/forum. They have a wonderful set of videos that explain how

I know I'm late to the party, but I can highly recommend the Bogleheads philosophy [1] and community/forum. They have a wonderful set of videos that explain how to build an emergency fund, and how to invest in a tax efficient manner. I've been following their philosophy for a while and it's been nothing but positive and very hands off: - Emergency fund in a BofA account - Schwab account with a lazy 4 fund portfolio [2] - 401k with company match - I am also working towards financial independence (FIRE), see [3] [1] https://www.bogleheads.org/wiki/Getting_started https://www.bogleheads.org/wiki/Getting_started [2] https://www.bogleheads.org/wiki/Lazy_portfolios https://www.bogleheads.org/wiki/Lazy_portfolios [3] https://reddit.com/r/financialindependence https://reddit.com/r/financialindependence