After I get paid I split my money into two accounts - the first account is a discretionary account that I will use to live off for two weeks. I can spend this m

After I get paid I split my money into two accounts - the first account is a discretionary account that I will use to live off for two weeks. I can spend this money on whatever and it is meant to be exhausted. The second account I keep a buffer (for me that means $2000) and I pay any bills I have. Any excess over $2000 goes into index funds.