I have; 1. One account for salary and bills 2. One credit card for large purchases and spending online which I pay off each month 3. One pre-paid card which

I have; 1. One account for salary and bills 2. One credit card for large purchases and spending online which I pay off each month 3. One pre-paid card which I top up weekly to use for daily spending and when travelling (as it has multiple currency accounts) 4. One savings account (All of the above accounts are available to me on one App, due to the Open Banking regulations in Europe) (Would be a good idea to set up auto sweeps to move funds between accounts, so that it's automated. I don't do this as I like to view the accounts regularly to stay on top of things) Rules I try to follow are; - Maximize income - Minimize expenditure - Save or invest the remainder - Don't use credit/debt but save up to buy what you want I don't have a go to investment platform, but my preference would be to use a broker and value invest for medium to long term. I can't compete with pro traders and algorithms.