This is the correct answer. The problem isn't how the class action suit was orchestrated; the problem is that class action is the only plausible and scalable fo

This is the correct answer. The problem isn't how the class action suit was orchestrated; the problem is that class action is the only plausible and scalable form of justice currently available. Severe automatic penalties of X dollars per account lost and / or criminal liability for executives similar to SOX is what we need to deter these mistakes.