3 ms·
The common estimate is 7% averaged over 10 years with a lazy portfolio. You can do better than 4% even if you do a long term target-date fund like Vanguard's 20
by blackearl 7y ago
The common estimate is 7% averaged over 10 years with a lazy portfolio. You can do better than 4% even if you do a long term target-date fund like Vanguard's 20XX retirement funds since the fees are so low.
- perl4ever 7y agoIf you bought long term government bonds in the early 80s at double digit interest rates, your returns over the next 30 years were very comparable to stocks. Is it safe to assume that stocks over the next 30 years will return more than the 2-and-a-little % of 30 year government bonds right now?