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Is anything like that in Canada? My RRSP returns are not impressive despite shooting for low cost options, including popular Vanguard funds...

• elliekelly 7y ago
  Yes, I don’t know the regulatory framework that allows it off the top of my head but they’re often called “trailer fees” in Canada. Look in the fund prospectus for disclosures relating “shareholder service fees” and “embedded commissions”. If you work with an advisor ask whether they (the advisor) receive compensation from any of the funds they recommend.