Lots of employers offer these. Only if your definition of "the rich" is extremely broad is it restricted to "the rich", first of all. Certainly many people maki

Lots of employers offer these. Only if your definition of "the rich" is extremely broad is it restricted to "the rich", first of all. Certainly many people making 60-80k have access to these accounts, and quite often some level of employer matching. I guess you could call that "rich" relative to some people, but it's not what I think of when I hear "the rich". Secondly, nobody (well, maybe some people, but mostly nobody) describes the progressive tax schedule as a "give away" to the poor, despite it representing a much larger wealth transfer than these retirement accounts.