>> a stable life with people you really care about is worth a lot more than the memories of traveling all over the world in your youth A straw man argument. A)

>> a stable life with people you really care about is worth a lot more than the memories of traveling all over the world in your youth A straw man argument. A) I said "for example". B) I didn't mean "fuck all, I am traveling", my primary message that when you saving all your after-ramen income you are missing things you will not be able to make in your 55+. >> rather than having the memories of doing it in their twenties Don't take it personal but how one can compare to something they didn't have? Quite possible that after investing in themselves instead of stocks they would have an even better time right now. >> something else kind of shitty to think about: the real return on a diversified portfolio over forty years is somewhere between 15x and 20x something else kind of shitty to think about: stocks grow with the same rate as the total amount of US dollars so in some sense your investments don't grow at all if we talk about the total pie.