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sorry, I did not mean to make your argument into a caricature. I'm still not sure I agree though. I know this sounds lame, but I think creating a stable life w

sorry, I did not mean to make your argument into a caricature. I'm still not sure I agree though. I know this sounds lame, but I think creating a stable life with people you really care about is worth a lot more than the memories of traveling all over the world in your youth. my parents lived well below their means for most of my childhood, and they now have a stable retirement with plenty of money to go on whatever trips they want. sometimes they take me with them. as far as I can tell, they are very happy to be able to do this now with their family rather than having the memories of doing it in their twenties. something else kind of shitty to think about: the real return on a diversified portfolio over forty years is somewhere between 15x and 20x (unless something major changes in the world). $5k spent traveling at 25 could be $100k less when you're 65. depending how much you made later, this could be a meaningful amount you won't have to leave to your children or help them with their goals.

account73466 7y ago
>> a stable life with people you really care about is worth a lot more than the memories of traveling all over the world in your youth A straw man argument. A) I said "for example". B) I didn't mean "fuck all, I am traveling", my primary message that when you saving all your after-ramen income you are missing things you will not be able to make in your 55+. >> rather than having the memories of doing it in their twenties Don't take it personal but how one can compare to something they didn't have? Quite possible that after investing in themselves instead of stocks they would have an even better time right now. >> something else kind of shitty to think about: the real return on a diversified portfolio over forty years is somewhere between 15x and 20x something else kind of shitty to think about: stocks grow with the same rate as the total amount of US dollars so in some sense your investments don't grow at all if we talk about the total pie.

account73466 7y ago

>> a stable life with people you really care about is worth a lot more than the memories of traveling all over the world in your youth A straw man argument. A) I said "for example". B) I didn't mean "fuck all, I am traveling", my primary message that when you saving all your after-ramen income you are missing things you will not be able to make in your 55+. >> rather than having the memories of doing it in their twenties Don't take it personal but how one can compare to something they didn't have? Quite possible that after investing in themselves instead of stocks they would have an even better time right now. >> something else kind of shitty to think about: the real return on a diversified portfolio over forty years is somewhere between 15x and 20x something else kind of shitty to think about: stocks grow with the same rate as the total amount of US dollars so in some sense your investments don't grow at all if we talk about the total pie.