3 ms·
Such a strange concept that we say that insurance can't be rated according to significant risk factors.
by sib 7y ago
Such a strange concept that we say that insurance can't be rated according to significant risk factors.
- kube-system 7y agoThe state of health insurance in the US would be better described as a "private social health benefit program". Insurance is effective at protecting people from uncertain financial risks, but the demands of the public have gradually changed the function of health insurance to include many things outside of that. The question was never "what functions do insurance companies do efficiently?", the question has always been "what health benefits do people deserve?". Unfortunately, these questions have different answers.